Digital Finance | Finance Watch

Policy portal Digital Finance

Digital technologies such as Big Data, blockchain, crypto-assets and AI are changing everyday financial services and even more how these services are sold. They open up exciting new opportunities but may equally jeopardise civil liberties and destabilise society. Policymakers need to take a balanced, and differentiated view on the benefits and risks of digital innovation and strictly adhere to the principle of “same service, same risk, same regulation”.

EU regulation of digital finance should foster a diverse and competitive market, with robust risk management and strong consumer and data protection. This also means reducing EU dependence on ‘too-big-to-fail’ incumbents and ‘Big Tech’ operators.

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1 PUBLICATIONS

Consultation response

23/06/2021

Digital Finance

Response to European Commission Public consultation on instant payments

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The blog corner

Digital Finance

Level:Regular

18.01.2023

Kicking and screaming – the Euro arrives in the Digital Age

Digital Finance

Level:Regular

23.11.2022

Going further to make the online financial services market safer and fairer for Europeans

Digital Finance

Level:Regular

01.02.2022

Facebook’s digital currency plans: frozen for good or merely on ice?
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