Policy portal Stability & Supervision
When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).
Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).
Filter
- AIFMD
- BRRD
- Bank Structural Reform
- Banking Union
- Basel Framework
- Benchmark Regulation
- Brexit
- CMDI
- CMU
- CRA Regulation
- CRR/CRD
- Climate risk
- DGS Directive
- Disclosure
- EBA Regulation
- EIOPA Regulation
- ELTIF Regulation
- ESMA Regulation
- EU GBS
- Europe 2020 Strategy
- Finance in trade deals
- Greenwashing
- High frequency trading law
- IFRS
- IRRD
- Insurance regulation
- Lawmaking & democracy
- MAD/MAR
- Macroprudential tools
- MiFID II
- MiFIR
- Monetary policy
- NBFI
- Non Performing Loans
- PEPP
- PRIIPS
- Pensions Regulation
- Personal Insolvency
- Prospectus Regulation
- Prudential regulation
- Recovery and Resolution
- Retail Investment Strategy
- SFDR
- SRM Regulation
- SSM Regulation
- Securitisation Regulation
- Solvency II
- State Aid Communication
- Structured products and derivatives
- Supervisory convergence & ESFS
- Sustainability preferences
- Sustainable Corporate Governance
- Sustainable Finance Strategy
- TBTF
- TTIP
- Transition finance
- UCITS Directive
17 PUBLICATIONS
Response to EC consultation on benchmarks
Response to EC consultation on Liikanen recommendations
Bank structures and Banking Union: Presentation at Finethikon
Open letter to Commission on WTO rules and financial services
Oral evidence to Parliament on LIBOR/EURIBOR
Response to Parliament questionnaire on LIBOR and EURIBOR
Response to EC shadow banking consultation
Response to Liikanen HLEG Consultation
“Basel 3 in 5 Questions – Keys to understanding Basel 3”
Get involved
You can help tip the balance! Strengthen our impact by joining our collective efforts.