Policy portal Stability & Supervision
When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).
Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).
Filter
- AIFMD
- BRRD
- Bank Structural Reform
- Banking Union
- Basel Framework
- Benchmark Regulation
- Brexit
- CMDI
- CMU
- CRA Regulation
- CRR/CRD
- Climate risk
- DGS Directive
- Disclosure
- EBA Regulation
- EIOPA Regulation
- ELTIF Regulation
- ESMA Regulation
- EU GBS
- Europe 2020 Strategy
- Finance in trade deals
- Greenwashing
- High frequency trading law
- IFRS
- IRRD
- Insurance regulation
- Lawmaking & democracy
- MAD/MAR
- Macroprudential tools
- MiFID II
- MiFIR
- Monetary policy
- NBFI
- Non Performing Loans
- PEPP
- PRIIPS
- Pensions Regulation
- Personal Insolvency
- Prospectus Regulation
- Prudential regulation
- Recovery and Resolution
- Retail Investment Strategy
- SFDR
- SRM Regulation
- SSM Regulation
- Securitisation Regulation
- Solvency II
- State Aid Communication
- Structured products and derivatives
- Supervisory convergence & ESFS
- Sustainability preferences
- Sustainable Corporate Governance
- Sustainable Finance Strategy
- TBTF
- TTIP
- Transition finance
- UCITS Directive
11 PUBLICATIONS
Comment on the final report of the European Commission’s Expert Group on Corporate Bonds
Consultation response on secondary markets for non-performing loans
Speech at Financial Stability Conference 2017
Finance Watch response to the ESMA Consultation Paper on suitability requirements guidelines under MiFID II
Policy Brief “One step forward, two steps back”
Response to the EC’s public consultation on the operations of the European Supervisory Authorities
Public hearing at ECON on the banking legislation package
The Capital Markets Union and sustainability: recommendations for the mid-term review
Response to the EC’s public consultation on the CMU mid-term review 2017
Get involved
You can help tip the balance! Strengthen our impact by joining our collective efforts.